I need some short term health insurance

I booked and paid for this very expensive cruise and holiday package which leaves in 9 months time. I wanted to be sure that I would get a place. Now I’m in a panic. What happens if I fall ill before the holiday and I can’t go? The application said clearly ‘no refunds’.

The answer to this is fairly simple. Go to the internet and start working your way through a million health insurance websites. Look for short term health insurance and you will find a company which provides short term health insurance. Then start filling in the details they ask for so you can get a short term health insurance quotation to cover you in the event of illness. But watch what you are being covered for. Here is a short list of the health insurance cover you need for the next 9 months.

• Hospital room-and-board charges
• Hospital intensive care charges
• Hospital outpatient charges
• Inpatient psychiatric care
• Other miscellaneous hospital and physician services
• Doctor’s office visits and surgical charges
• Prescription drugs and blood products
• Radiology and laboratory charges
• Manipulative therapy

You will not be covered for any pre-existing conditions.